Money Moves We Learned from Dad (and Why These Financial Lessons Still Matter)

Celebrating Father’s Day, Financially

Father’s Day is more than just cards, BBQs, and those classic “#1 Dad” mugs. It’s a moment to pause, reflect, and (if you’re like me) laugh a little at the priceless advice our fathers or father figures handed out (sometimes with a raised eyebrow, sometimes with a side-eye) but always with love. As an advisor, a daughter, and a mom raising the next generation, I often catch myself quoting my dad’s “money wisdom” to my clients… so you know it stuck! This year, I’m inviting you to join me in unpacking those timeless financial lessons. Trust me, ladies, whether your dad was a frugal king, a silent investor, or just had a way with words, there’s gold in those memories. Let’s dive into the lessons that shaped us, the habits we’re passing on, and the money moves that build real, lasting wealth.

The Bank Account is the Real Flex

When I was a kid, my dad was all about substance over style. Sure, he admired a nice car as much as the next guy, but he was quick to remind me: “What’s in the driveway doesn’t matter as much as what’s in your account.” He’d say it with a wink, but the lesson was clear… don’t get caught up in looking rich, focus on being rich.

Let’s be real: social media makes it way too easy to compare ourselves to other people’s highlight reels. But as my dad taught me, true financial security is quiet. It’s in the emergency fund, the home ownership, and the investments quietly growing in the background. That’s the real flex, ladies.

So, next time you’re tempted by a flashy purchase (trust me, I’ve been there), just ask yourself what would Dad say?… and more importantly, what would your bank account say about your choices?

Ownership is Power

My father was always talking about ownership. Whether it was buying a home, investing, or building something that lasts, he believed that true wealth comes from what you own, not just what you earn or spend. This mindset is at the heart of building generational wealth and is especially powerful for women who are changing the financial game for our families and communities.

Education as the Ultimate Investment

Another core value my dad instilled in me was the importance of education. He’d say, “Educate yourself so you have the best opportunities.” That push to keep learning, growing, and striving for more is part of why I founded Laideen & Co. and why I’m so passionate about helping women invest in themselves through knowledge, planning, and action.

Why These Lessons Still Matter

These timeless lessons: saving, prioritizing ownership, and valuing education, are more relevant than ever. Saving is about building real security and giving yourself the freedom to make powerful choices for your future. Prioritizing ownership, like buying a home or investing, lays the groundwork for generational wealth and long-term stability. And when we invest in our education, we open doors to new opportunities and set ourselves up for success in every area of life.

By embracing these principles, we’re not just following old advice… we’re setting ourselves and the next generation up to thrive. These are the money moves that truly make a difference for our families and our community.

Practical Tips for Today’s Money Moves:

  • Automate your savings (even if you love a little luxury).

  • Think long-term: Prioritize assets that grow in value, like property or investments.

  • Invest in yourself: Keep learning, whether it’s a new skill, certification, or financial literacy.

Honouring the Wisdom While Making Our Own Moves

As we celebrate Father’s Day, let’s take a moment to honor the lessons that shaped us… and then get ready to make our own mark. Whether you’re just starting your wealth-building journey or you’re leveling up your investments, remember: you’re not alone. We’re in this together, learning, growing, and making money moves for ourselves and the next generation.

Ready to put these lessons into action? Book a consultation with me and let’s map out your journey to financial freedom. Here’s to building generational wealth—one wise word at a time!

Laideen Thomas

Laideen Thomas is a financial advisor who focuses on providing financial literacy and creating generational wealth for women. For more money gems and financial tips follow her on social media using the following handle:

IG/Facebook/Twitter/TikTok: @laideenandco

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